Service pricing
Select a plan suitable for your business.
Transparent rates for merchant collections, transfers, and notification SMS, with negotiable enterprise pricing for higher-volume teams.
Solopreneurs and small businesses
Basic Plan
A practical starting point for businesses that need to collect customer payments, send occasional transfers, and use basic notifications without heavy finance operations.
Growing SMEs and operations teams
Pro Plan
Designed for teams processing higher transaction volumes, managing recurring collections or payouts, and needing better rates for day-to-day finance workflows.
High-volume organizations
Pro+ Plan
Built for businesses, NGOs, schools, SACCOs, MFIs and enterprises that need stronger payout economics, approval workflows, reporting, reconciliation and integration support.
Enterprise and platform-scale teams
Platinum Plan
A negotiated plan for large organizations with custom payment infrastructure, bulk SMS volume, API integrations, dedicated support, settlement needs and tailored commercial terms.
Merchant Collections
Rates for collecting mobile money and Visa card payments.
| Service | Basic | Pro | Pro+ |
|---|---|---|---|
| Mobile Money | 3.8% | 3.5% | Negotiable |
| Visa Card (Local Transactions) | 4% | 3.6% | Negotiable |
| Visa Card (International Transactions) | 4% | Negotiable | Negotiable |
Transfers
Per-transaction transfer rates for mobile money and bank payouts.
| Service | Basic per transaction | Pro per transaction | Pro+ per transaction |
|---|---|---|---|
| To Mobile Money below UGX 125,000 | UGX 1,200 | UGX 1,150 | UGX 1,050 |
| To Mobile Money from UGX 125,000 and above | 2% | 1.6% | 1.3% |
| To Bank accounts | UGX 6,000 | UGX 5,500 | Contact sales |
Notification SMS
Monthly SMS package rates for local MTN and Airtel traffic.
| Service | Basic 2,000 SMS/Month | Pro 10,000 SMS/Month | Pro+ 100,000 SMS/Month | Platinum 500,000 SMS/Month |
|---|---|---|---|---|
| MTN (Local Traffic) | UGX 37 per message | UGX 32 per message | UGX 27 per message | Negotiable |
| Airtel (Local Traffic) | UGX 37 per message | UGX 32 per message | UGX 27 per message | Negotiable |
Need custom rates?
Talk to Gypaid Africa for high-volume and enterprise pricing.
Pro+, Platinum, and custom payment or finance workflows can be priced around transaction volume, approvals, integrations, reporting, and support needs.